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Real Estate Dictionary: Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ

Welcome > Resources > Real Estate Dictionary - A

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Julie Salmon, REALTORŽ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Salmon
Coldwell Banker Residential Brokerage
242 Bellevue Avenue
Upper Montclair, NJ. 07043
Office: 973-783-5100 Ext. 135
Direct/Voicemail: 973-233-2040
Cell: 201-341-8334
Fax: 973-746-6251
Email: Julie@MontclairAreaHomes.com
"Your buying and selling partner" My goal is to build successful, long-term relationships with my clients, by providing outstanding service and by working hard to make sure that each transaction is as smooth and stress free as possible. As a proactive, enthusiastic, hands-on agent, who listens to her clients, you will always be able to reach me by telephone or e-mail. Internet marketing is my specialty. As a NAR e-PRO, buyers can expect more information on listings and town information; Sellers can be confident that your home will receive maximal exposure on the internet.

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