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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
We would highly recommend Julie to anyone looking for a real estate broker
Barbara & Michael G.
She does not hesitate in going the extra mile to make it work.
Hector F., Clifton NJ
Julie proved to be patient, honest, friendly, responsive, knowledgeable, and above all, very diligent and reliable.
Todd & Shayle, Bloomfield NJ
Thank you so very much
Pippa & Binh L., Montclair NJ
I am so glad I listed my house with Julie.
Kathy K., Bloomfield, NJ
Thanks so much for all of your help with finding our house.
Sarah & Elliott, West Orange NJ
We truly couldn't have done it without you!
Tracy & Mark, Bloomfield NJ
Thank you for all your help and patience
Tony & Ellen B., Cedar Grove NJ
We'd like to thank you for all of your hard work, patience and encouragement during our search.
Amy & Sheldon, Montclair NJ
Thank you so much for all of your help in getting our new house!
Mary M., Glen Ridge NJ
Your knowledge and warmth drove entire process.
Jane & Steve T.
J
Julie was a 10+ on a scale of 1 to 10. I would recommend her to anyone seeking to buy or sell a home.
Ellen F. - Montclair NJ
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
 See More Real Estate Trivia > |
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 Compare three mortgages at one time. Download
TripleCalc now. It's free. |
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- NUMBER1EXPERT™ 
