Montclair, Upper Montclair, Bloomfield and West Orange real estate and homes for sale in New Jersey - Julie Salmon, REALTOR® Julie Salmon REALTOR(r) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate - NUMBER1EXPERT™ Julie Salmon NUMBER1EXPERT(tm) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)



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Julie Salmon (Coldwell Banker RB): Real Estate Agent in Montclair, NJ
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Local Information: Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ
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Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Real Estate Trivia
Q 
Where is the world's longest spiral staircase?

A 
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Salmon
Coldwell Banker Residential Brokerage

242 Bellevue Ave
Upper Montclair, NJ. 07043
Office: 973-783-5100 Ext. 135
Direct/Voicemail: 973-233-2040
Cell: 201-341-8334
Fax: 862-345-2606
Email: Julie@MontclairAreaHomes.com

"Your buying and selling partner" My goal is to build successful, long-term relationships with my clients, by providing outstanding service and by working hard to make sure that each transaction is as smooth and stress free as possible. As a proactive, enthusiastic, tech-savvy,hands-on agent, who listens to her clients, you will always be able to reach me by phone, e-mail or text message. Internet marketing is my specialty. As a NAR e-PRO, buyers can expect more information on listings and town information; Sellers can be confident that your home will receive maximal exposure on the internet.

ABR ePro Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Montclair, Upper Montclair, Bloomfield and West Orange New Jersey

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