Montclair, Upper Montclair, Bloomfield and West Orange real estate and homes for sale in New Jersey - Julie Salmon, REALTOR® Julie Salmon REALTOR(r) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate - NUMBER1EXPERT™ Julie Salmon NUMBER1EXPERT(tm) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)



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Julie Salmon (Coldwell Banker RB): Real Estate Agent in Montclair, NJ
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Julie Salmon is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Montclair, Upper Montclair, Bloomfield, Cedar Grove, West Orange, Glen Ridge, Nutley, The Caldwells and Verona real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Shopping for the Best

The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

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Real Estate Trivia
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What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Salmon
Coldwell Banker Residential Brokerage

736 Valley Road
Upper Montclair, NJ. 07043
Office: 973-783-5100 Ext. 135
Direct/Voicemail: 973-233-2040
Cell: 201-341-8334
Fax: 862-345-2606
Email: Julie@MontclairAreaHomes.com

"Your buying and selling partner" My goal is to build successful, long-term relationships with my clients, by providing outstanding service and by working hard to make sure that each transaction is as smooth and stress free as possible. As a proactive, enthusiastic, tech-savvy,hands-on agent, who listens to her clients, you will always be able to reach me by phone, e-mail or text message. Internet marketing is my specialty. As a NAR e-PRO, buyers can expect more information on listings and town information; Sellers can be confident that your home will receive maximal exposure on the internet.

ABR ePro Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Montclair, Upper Montclair, Bloomfield and West Orange New Jersey

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