
|
Call me for all your real estate needs @ 973-233-2040.
|

Get Free Local Market Sales Statistics Are you interested finding out about recent sales? Do you want to know the average or median home price in the town where you are planning to buy? Find Out More > View All Offers >
|

Julie proved to be patient, honest, friendly, responsive, knowledgeable, and above all, very diligent and reliable. Todd & Shayle, Bloomfield NJ Read Quote > View All Quotes >
|
|
|
 |
Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top Montclair, Upper Montclair, Bloomfield, Cedar Grove, West Orange, Glen Ridge, Nutley, The Caldwells and Verona real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the Garden State MLS (Multiple Listings Service) and the New Jersey MLS, and also to every other agent in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.  Tell me what you are looking for! It's my job to know every property in Montclair, Upper Montclair, Bloomfield, Cedar Grove, West Orange, Glen Ridge, Nutley, The Caldwells and Verona, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... |  | | | Halcyon Park - Bloomfield NJ | |

Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
|
 |
| Q |
What holds the title as the tallest reinforced concrete building in the U.S.?
|
| A |
311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high. |
See More Real Estate Trivia > |
|
|
Compare three mortgages at one time. Download
TripleCalc now. It's free.
|
|
|