Montclair, Upper Montclair, Bloomfield and West Orange real estate and homes for sale in New Jersey - Julie Salmon, REALTOR® Julie Salmon REALTOR(r) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate - NUMBER1EXPERT™ Julie Salmon NUMBER1EXPERT(tm) for Montclair, Upper Montclair, Bloomfield and West Orange, New Jersey real estate
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)



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Julie Salmon (Coldwell Banker RB): Real Estate Agent in Montclair, NJ
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Julie Salmon is one of The Top Selling Real Estate Experts™
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Find Your Home: Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ
Welcome > For Buyers > Find Your Perfect Home ...


Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. 

As a top Montclair, Upper Montclair, Bloomfield, Cedar Grove, West Orange, Glen Ridge, Nutley, The Caldwells and Verona real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. 

I have direct access to the Garden State MLS (Multiple Listings Service) and the New Jersey MLS, and also to every other agent in the area and all of their listings. 

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. 

Tell me what you are looking for! It's my job to know every property in Montclair, Upper Montclair, Bloomfield, Cedar Grove, West Orange, Glen Ridge, Nutley, The Caldwells and Verona, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... 

Halcyon Park - Bloomfield NJ
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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What holds the title as the tallest reinforced concrete building in the U.S.?

A 
311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Julie Salmon, REALTORŪ, real estate agent and broker for Montclair, Upper Montclair, Bloomfield and West Orange New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie Salmon
Coldwell Banker Residential Brokerage

736 Valley Road
Upper Montclair, NJ. 07043
Office: 973-783-5100 Ext. 135
Direct/Voicemail: 973-233-2040
Cell: 201-341-8334
Fax: 862-345-2606
Email: Julie@MontclairAreaHomes.com

"Your buying and selling partner" My goal is to build successful, long-term relationships with my clients, by providing outstanding service and by working hard to make sure that each transaction is as smooth and stress free as possible. As a proactive, enthusiastic, tech-savvy,hands-on agent, who listens to her clients, you will always be able to reach me by phone, e-mail or text message. Internet marketing is my specialty. As a NAR e-PRO, buyers can expect more information on listings and town information; Sellers can be confident that your home will receive maximal exposure on the internet.

ABR ePro Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Montclair, Upper Montclair, Bloomfield and West Orange New Jersey

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