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If you are ready to BUY or SELL your home, I am ready to help you make the move. BUYING A HOME Whether you are a first time home buyer or a savvy repeat buyer, I will listen to your needs and desires to help you find the perfect home. Looking for a home takes a lot of time and energy and I will work hard on your behalf. Expect frequent communications, via e-mail, phone & text message. I’m here to answer your questions and provide help in any way I can. Through effective negotiating and attention to detail, I am always working for YOU! SELLING A HOME My goal is to sell your home for the best price in the shortest timeframe. Preparing your home for sale, setting the right price and a comprehensive marketing plan are key components for achieving this goal. Call me –I would love the opportunity to share my marketing strategy with you and provide you a free comparative market analysis. If you are a Buyer or Seller in the Montclair New Jersey area or in any of the wonderful neighboring West Essex towns such Bloomfield, Cedar Grove, West Orange,Glen Ridge, Nutley,The Caldwells or Verona, please contact me today for expert help and advice. That's my job. Browse around my website -view featured homes, search the MLS, community and school information. You can even get pre-approved for a mortgage through Coldwell Banker Home Loans. Contact me today and let's get started! - Julie Salmon 
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Learn about Montclair NJ Real Estate on this site!
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Financing Your Home >New Loans
If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
From 1974 to 1996, what was the world's tallest habitable building?
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| A |
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high. |
See More Real Estate Trivia > |
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