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Call me for all your real estate needs @ 973-233-2040.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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If you are ready to BUY or SELL your home, I am ready to help you make the move. BUYING A HOME Whether you are a first time home buyer or a savvy repeat buyer, I will listen to your needs and desires to help you find the perfect home. Looking for a home takes a lot of time and energy and I will work hard on your behalf. Expect frequent communications, via e-mail, phone & text message. I’m here to answer your questions and provide help in any way I can. Through effective negotiating and attention to detail, I am always working for YOU! SELLING A HOME My goal is to sell your home for the best price in the shortest timeframe. Preparing your home for sale, setting the right price and a comprehensive marketing plan are key components for achieving this goal. Call me –I would love the opportunity to share my marketing strategy with you and provide you a free comparative market analysis. If you are a Buyer or Seller in the Montclair New Jersey area or in any of the wonderful neighboring West Essex towns such Bloomfield, Cedar Grove, West Orange,Glen Ridge, Nutley,The Caldwells or Verona, please contact me today for expert help and advice. That's my job. Browse around my website -view featured homes, search the MLS, community and school information. You can even get pre-approved for a mortgage through Coldwell Banker Home Loans. Contact me today and let's get started! - Julie Salmon  |
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Learn about Montclair NJ Real Estate on this site!
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Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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| A |
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
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